Managing loans shouldn’t be harder than creating them
Our AI-powered LMS transforms financial institutions. Right from handling lending to origination to closure. Built for modern complexities, it delivers speed, accuracy, and intelligence that streamlines processes, strengthens compliance, and creates superior customer experiences. Because managing loans shouldn’t be harder than making them.
What gives miFIN the edge
Loan management systems come and go. The ones that actually manage? Those are rare. miFIN™ LMS isn’t just another platform—it’s operational intelligence that turns lending complexity into competitive advantage.
Operations That Run Themselves
Compliance Built-in
Speed That Converts
Insights That Drive Decisions
Clarity That Speaks For Itself
The Art of Management.
Backed by The Science of Intelligence.
End-to-End Solutions You Can Bank On
Get full coverage from billing to closure with processes that actually make sense.
Connected From
Day One
75+ pre-built API connections across KYC, payments, and credit bureaus, just plug and play.
Built For Past, Present and Future
Architecture that adapts to evolving compliance, and tech requirements, because change is the only constant.
Hands-On Implementation
Entrepreneurial approach with personal attention for every deployment, your success is our obsession.
Intelligence That Thinks
Paperless lending, real-time risk assessment, and smart decision making, now that’s automation with actual brains.
Scale to Never Fail
Built for banks, NBFCs, MFIs, and fintechs—handles growth spurts without performance hiccups.
Here’s What We Bring to The Table
Billing & Receipting on Auto Mode
Automated EMI, pre-EMI, and interest calculations with smart allocation logic. Handle bulk operations, excess payments, and value-dated transactions without breaking a sweat.
Servicing That Adapts to Your Business
Floating rate reviews, part payments, top-ups, and moratorium handling. Loan extensions and re-aging options that keep customer relationships healthy while protecting your portfolio.
Delinquency Handled Intelligently
Configurable DPD logic with automated bucket movement and NPA monitoring. Smart provisioning and stage-wise tracking from regular to write-off—compliance made simple.
Transactions Made Simple
Auto and manual knock-offs, refunds, waivers, and payment swaps. Post-disbursal flexibility with loan cancellation support—operations that bend without breaking.
Accruals Without Headaches
Flexible fee handling with configurable amortization methods. Complete support for rescheduling, restructuring, and foreclosure simulation with accurate charge calculations.
Collateral Control
Complete capture, valuation, and release workflows with cross-collateralization support. PDC, S-PDC, and NACH management that actually manages risk.
We’ve Got The Trust and The Numbers
