Lending in a Box - A modular lending software
Try the miFIN Lending platform to streamline your workflow and achieve faster ROI
Lending that moves faster, thinks sharper, and delivers stronger outcomes.
Complete lending cycle under one hood
One unified platform for onboarding, underwriting, decisioning, disbursal, loan lifecycle management, and collections; all seamlessly connected.
True “Lending-in-a-Box” experience
Beyond the core lending cycle, miFIN powers your ancillaries as well — including automated incentive and payout computation, a reconciliation engine, a customer self-service portal, and an advanced analytics suite.
Wide product coverage
Designed to handle SME products like Term Loans, LAP, LoC, Structured Finance, and retail products like Home Loan, Personal Loan, Gold Loan, Education Loan, Two-Wheeler Loan, and more, with the flexibility, scalability, and automation needed across the full lending lifecycle.
Enterprise-grade security and scalability
ISO and SOC 2 Type II certified — ensuring enterprise-level data protection, performance, and system resilience with regular audits and security checks.
Future-ready innovation roadmap
Our product evolves continuously with AI-powered solutions on the horizon.
Fragmented systems everywhere
Multiple tools for onboarding, underwriting, decisioning, disbursal, servicing, and collections, but none truly talk to each other.
Disconnected processes, zero standardisation
Ancillary operations such as incentives, reconciliations, customer servicing, and analytics run on spreadsheets or siloed tools, creating delays and errors.
Limited product flexibility
Difficult to support diverse SME and retail loan products without custom builds, manual workarounds, or frequent tech interventions.
Security gaps and scalability concerns
Inconsistent controls, scattered compliance, and reliance on solutions that aren’t enterprise-certified make growth risky and expensive.
Uncertain innovation path
Roadmaps depend heavily on manual upgrades or third-party vendors, slowing down digital transformation and innovation.
All miFIN Lending products come here
Originations
Configurable workflows across retail anf SME Lending.
Servicing & Management
End-to-end portfolio management, from disbursement to closure.
Co-lending
Simplifying multi-partner lending across various co-lending models.
Lead Management
Integrated lead orchestration for digital, field, and telesales.
Debt Collection
Unified case management across various collection channels.
Customer Portal
One-stop Digital Hub for applications, payments, and requests.
Analytics
Actionable insights across Portfolio, Sales, credit and Collections.
Reconciliation
Automated Reconciliations with Configurable Rule Engine.
Payout Computation
Do-it-yourself Platform for Incentives & Commissions.
The most efficient leasing software out there
Qualtech combines product and services to cover your BFSI transformation from A to Z. Proven, adaptable, and confident
Lending made effortless
miFIN is a next-generation fintech platform that empowers banks, NBFCs, and financial institutions to design, launch, and scale digital financial products with speed and flexibility.
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Reliability
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Comprehensive Solutions
We Analyze, Strategize, and Drive Results. No matter the challenge—big or small—we deliver solutions for lasting growth.
Home Loan
Loan Against Property
Working Capital Financing
Supply Chain Financing
Gold Loan
FAQs
What makes miFIN different from traditional lending platforms?
miFIN unifies onboarding, underwriting, decisioning, disbursal, and servicing into one intelligent flow. With automation, AI-driven insights, and deep integrations, it drastically reduces TAT and operational effort.
How does miFIN help improve team collaboration?
miFIN provides a single source of truth for all stakeholders, credit, risk, operations, and sales, ensuring real-time visibility, faster coordination, and smooth movement of cases across teams and partners.
How do you ensure the security and scalability of the miFIN platform?
miFIN is built on an enterprise-grade architecture with ISO and SOC 2 Type II certifications, multi-layered access controls, continuous monitoring, and routine third-party audits. The platform scales horizontally to support growing loan volumes, multi-branch setups, and expanding partner ecosystems without performance dips.
How often do you release new versions of the software?
We follow a structured release cycle with quarterly major upgrades and frequent interim enhancements. Each release undergoes rigorous QA, UAT readiness, and backward compatibility checks to ensure smooth adoption with zero disruption to ongoing operations.
How are central bank compliance requirements handled on miFIN?
Compliance is baked into the platform from KYC, AML, and bureau checks to audit trails, rule-based validations, and configurable policy engines aligned with RBI guidelines. miFIN also evolves continuously to incorporate emerging regulatory expectations, ensuring lenders remain compliant by design.
