Co-Lending Platform For Multi-Partner Lending Programs
Launch and manage Co-lending with structured partner setup, automated share allocation, repayment calculations, and partner settlement in one unified platform.
What Gives Qualtech The Edge
A purpose-built Co-Lending platform designed for multi-partner lending, enabling model-based repayment and income calculations, automated EMI allocation, escrow-led disbursement tracking, and partner settlement with integrated accounting, delivering complete lifecycle visibility across co-lending programs.
Partner Configuration
Income Sharing Engine
Disbursement & Settlement
Benefits Multiplied. Lending Simplified.
Faster co-lending program rollout
Launch new partner programs quickly with configurable structures and workflows.
Accurate partner share calculations
Automate principal, interest, and income allocation across participating lenders.
Reduced reconciliation effort
Minimize manual settlement through system-driven allocation and partner payouts.
Clear exposure visibility
Maintain real-time insight into lender share, portfolio exposure, and ownership.
Supports complex co-lending structures
Manage multiple partners, varied income models, and flexible share arrangements.
Here’s what we bring to the table
Partner contract & share management
Configure partner agreements, loan share, ROI, and fee distribution centrally.
Collection allocation logic
Distribute full and partial EMI collections based on share and model rules.
Multi-model income sharing support
Enable Additional Income, Service Fee, and Principal Ratio co-lending models
Partner payment & reconciliation
Track payable amounts, execute settlements, and reconcile partner payments.
Repayment schedule automation
Generate borrower and partner repayment schedules automatically.
Co-lending reports & statements
We’ve Got The Trust and The Numbers
