Introducing India's Most Loved Lease Platform
A streamlined journey designed to simplify leasing, from capturing customer details to
servicing the asset. Each step ensures clarity, compliance, and complete control, making the
entire experience smooth and predictable for you.
Leasing made effortless
miFIN is a next-generation fintech platform that empowers banks, NBFCs, and financial institutions to design, launch, and scale digital financial products with speed and flexibility.
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Customer, Group & Limit Setup
Set up the customer or entity, add related group entities, and define customer/group-level limits and exposure tracking.
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Quotation Creation & Offer
Capture the customer’s enquiry and generate a sales quotation. Route it through internal approvals to create and share a final offer letter.
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Sanction & Capitalisation
Process approvals, create the DM, generate PO, manage vendor payments, and define disbursal and delivery dates for lease capitalisation.
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Invoicing & Lease Servicing
Create invoices, review asset cashflows, handle restructuring (extensions/transfers), and manage closure or foreclosure of the asset.
All miFIN Leasing Products
Unified Customer, Group & Limit Management
Seamlessly capture customer details, manage group structures, and track exposures with
real-time limit allocation, utilisation, and monitoring.
Intelligent Quotation & Offer Engine
Generate complex lease quotations that include asset specifications, pricing, taxes,
insurance, RV, and cash flows, supported by multi-level approvals and automated offer
creation.
Advanced Asset & Lifecycle Tracking
End-to-end visibility into every asset, like registration, logistics, warranties, multi-year
insurance, maintenance plans, and delivery tracking.
Flexible Cashflow & Rental Structuring
Powerful IRR-based or base-rental modelling with support for multiple billing frequencies,
composite/split structures, and custom slabs for rentals and OPE.
Seamless Sanction, Capitalisation & Vendor Payments
Automate DM sanctioning, PO processing, TDS applicability, disbursal planning, vendor
payments, and dry/wet capitalisation workflows.
Integrated Invoicing, Receipting & Restructuring
End-to-end invoicing, credit/debit notes, auto/manual/bulk receipting, and full restructuring
support that includes extensions, asset transfers, lessee changes, scheme changes, and
foreclosure.
Leasing software trusted by leading NBFCs and Banks
miFIN helps you reduce manual effort, accelerate disbursals, and stay audit-ready at every step.
Leasing made effortless
Qualtech combines product and services to cover your BFSI transformation from A to Z. Proven, adaptable, and confident—we make your ambitions scalable, secure, and unstoppable. Here’s what we bring to our stack:
Support for All Business Models under one hood.
Whether your business model is B2B, B2C or B2B2E, miFIN Lease has you covered.
End-to-End Leasing Automation
Streamlines the entire lifecycle from onboarding to invoicing and closure.
Faster Quote-to-Sanction Turnaround
Accelerates approvals and offer generation with intelligent, configurable workflows.
Complete Asset & Cashflow Control
Gives full visibility into assets, rentals, IRR-based schedules, and restructuring.
Leasing made effortless
Qualtech combines product and services to cover your BFSI transformation from A to Z. Proven, adaptable, and confident—we make your ambitions scalable, secure, and unstoppable. Here’s what we bring to our stack:
Comprehensive Quotation
Advanced Asset Management
Tax and Registration Management
Integrated Invoicing
Asset Restructuring
Capitalization
FAQs
What types of leases does miFIN support?
miFIN supports both Finance Lease (FL) and Operating Lease (OL), along with bi-party, tri-party, and automatic transfer agreements.
Can the platform handle multiple assets in a single quotation?
Yes. You can capture multiple assets with individual pricing, taxes, logistics, insurance structures, and charge details within the same quotation.
How does miFIN manage cash flows and rental schedules?
miFIN generates accurate cashflows using IRR-based or base-rental models, supporting equated and non-equated repayments across monthly, quarterly, half-yearly, or custom billing cycles.
Can miFIN handle invoicing and receipting automatically?
Yes. The platform supports scheduled, manual, and consolidated invoicing, along with auto/manual/bulk receipting and allocation across rentals, FMS, OPE, and other charges
Is the platform compliant and audit-ready?
Yes. Every activity, including approvals, edits, invoicing, payments, and restructuring, comes with full audit trail visibility to meet compliance requirements.
What all business models does miFIN support?
miFIN supports all the business models. Whether it’s B2B, B2C, B2B2E or all of them simultaneously, miFIN Lease is the only platform you need.
