Powering the Future of Working Capital: One Unified Platform for Every High-Velocity Lending Need.

The demand for agile liquidity is surging, yet many lenders are held back by fragmented
systems. miFIN bridges the gap with a comprehensive LOS and LMS suite specifically
engineered for Working Capital Finance. Whether it is Purchase Invoice Discounting,
Receivable Discounting, or Dealer Funding, our platform automates the entire
lifecycle—from digital onboarding to real-time limit management—enabling you to fund
faster, manage risk smarter, and scale without limits.

How We Work

What Gives Qualtech the Edge

Working Capital Finance is operationally intense — multi-party, document-heavy, and time-
sensitive. Generic lending systems struggle to keep up.
miFIN is engineered ground-up for Working Capital Finance complexity, combining
deep domain logic with configurable workflows that adapt to each lender’s credit policy, risk
appetite, and operating model.
Where others offer modules, we deliver a connected platform.

01
Unified Lending Suite for Working Capital Finance
Single platform covering origination, disbursal, servicing, renewals, and collections.
02
Support for Core Working Capital Finance Products
Built-in workflows for Purchase Invoice Discounting, Receivable Discounting, and Dealer Funding.
03
Multi-Party & Multi-Invoice Handling
Seamless management of buyers, sellers, dealers, anchors, and financiers — all in one flow.
04
Automated Credit & Limit Management
Anchor-based limits, sub-limits, utilization tracking, and dynamic exposure control.
05
Document & Invoice Intelligence
Digitized invoice capture, validations, and exception handling to reduce manual effort.
06
Configurable Risk & Compliance Frameworks
Custom credit rules, approval hierarchies, audit trails, and regulatory readiness.
07
Real-Time Dashboards & MIS
Portfolio visibility across products, anchors, dealers, and risk buckets.
Advantages

Smarter Decisions. Stronger Portfolios.

Faster Go-Live & Time-to-Market

Launch or scale Working Captial Finance products without long implementation
cycles.

Lower Cost of Operations

Automation-led workflows reduce manual processing and operational friction.

Improved Risk Control

Better visibility into utilization, concentration risk, and counterparty exposure.

Scalable Growth

Designed to support high volumes, new anchors, and expanding dealer ecosystems.

Consistent Borrower Experience

Even with complex structures, delivery remains fast and predictable.

Here’s What We Bring to The Table

We provide the end-to-end technology infrastructure so you can focus on the lending.

Our Services

A Modular Architecture

Choose the specific modules you need today; scale to a
full suite tomorrow.

Regulatory Readiness

Built-in compliance for data residency, audit trails, and statutory reporting (RBI/global standards).

World-class Support

A dedicated technical team that understands the high-stakes nature of Working Capital Finance.

White-Labeled Portals

Fully branded interfaces for your borrowers and partners to ensure a premium lender experience.

Reach out to us.

Bring value to your business.