Expand Your Business Potential with miFIN™ BNPL
miFIN™ Buy Now Pay Later (BNPL) is an advanced financing solution built to enhance purchasing power and elevate customer experiences. It enables businesses to offer short-term, interest-free credit with flexible repayment schedules, helping them attract more customers and ensure seamless transactions.
The solution is fully configurable to define billing cycles, due dates, and grace periods. Lenders can also set payment policies, including late fee management, through an intuitive interface.
With API-led integration, miFIN™ BNPL connects smoothly with e-commerce platforms and POS systems, allowing businesses to roll out frictionless credit options without changing their existing setup.
Frictionless Credit, Simplified Lending, Smarter Growth
Our BNPL system combines automation, flexibility, and powerful integration to simplify credit experiences for both lenders and customers.
Instant Approvals
Flexible Payment Terms
Deferred Payments
User-Friendly Integration
Payment Blockers
Why lenders choose miFIN™ BNPL
Boosts Customer Acquisition
Flexible, interest-free options attract new customers, promote repeat purchases, and strengthen loyalty.
Increases Transaction Volumes
Empowers customers to buy instantly without upfront payment, increasing average order size.
Provides Valuable Insights
Access real-time spending behaviour to support personalised promotions and marketing efforts.
Seamless Enhances Customer Satisfaction
Smooth and transparent payment journeys improve convenience and trust.
Improves Conversion Rates
By removing checkout friction, BNPL reduces cart abandonment and drives faster conversions.
Here’s What We Bring to The Table
Proven Expertise
With decades of domain experience, Qualtech delivers robust lending technology trusted by financial institutions.
Actionable Intelligence
Advanced analytics and data insights to monitor portfolio health and customer behaviour.
Modular Architecture
A fully configurable system that adapts to diverse lending models and workflows.
Scalable Design
Cloud-ready, API-driven architecture designed for future growth and seamless expansion.
Frictionless Experience
Built to ensure intuitive interfaces, seamless navigation, and effortless processing across channels.
For Partners
Enable smooth collaboration with builders, valuers, and third-party verification agencies.