Expand Your Business Potential with miFIN™ BNPL

miFIN™ Buy Now Pay Later (BNPL) is an advanced financing solution built to enhance purchasing power and elevate customer experiences. It enables businesses to offer short-term, interest-free credit with flexible repayment schedules, helping them attract more customers and ensure seamless transactions.

The solution is fully configurable to define billing cycles, due dates, and grace periods. Lenders can also set payment policies, including late fee management, through an intuitive interface.


With API-led integration, miFIN™ BNPL connects smoothly with e-commerce platforms and POS systems, allowing businesses to roll out frictionless credit options without changing their existing setup.

How We Work

Frictionless Credit, Simplified Lending, Smarter Growth

Our BNPL system combines automation, flexibility, and powerful integration to simplify credit experiences for both lenders and customers.

01
Instant Approvals
Speed up customer onboarding with real-time credit checks and instant fund disbursements.
02
Flexible Payment Terms
Offer zero-interest repayment structures with automated controls to simplify payment management.
03
Deferred Payments
Convert outstanding balances into structured EMI plans (3, 6, 9, or 12 months) for easier affordability.
04
User-Friendly Integration
API-driven setup ensures effortless connection with e-commerce sites, POS systems, and mobile apps.
05
Payment Blockers
Configure soft or hard payment restrictions based on repayment patterns to minimise risk.
Advantages

Why lenders choose miFIN™ BNPL

Boosts Customer Acquisition

 Flexible, interest-free options attract new customers, promote repeat purchases, and strengthen loyalty.

Increases Transaction Volumes

Empowers customers to buy instantly without upfront payment, increasing average order size.

Provides Valuable Insights

Access real-time spending behaviour to support personalised promotions and marketing efforts.

Seamless Enhances Customer Satisfaction

Smooth and transparent payment journeys improve convenience and trust.

Improves Conversion Rates

By removing checkout friction, BNPL reduces cart abandonment and drives faster conversions.

Here’s What We Bring to The Table

Our Services

Proven Expertise

With decades of domain experience, Qualtech delivers robust lending technology trusted by financial institutions.

Actionable Intelligence

Advanced analytics and data insights to monitor portfolio health and customer behaviour.

Modular Architecture

A fully configurable system that adapts to diverse lending models and workflows.

Scalable Design

Cloud-ready, API-driven architecture designed for future growth and seamless expansion.

Frictionless Experience

Built to ensure intuitive interfaces, seamless navigation, and effortless processing across channels.

For Partners

Enable smooth collaboration with builders, valuers, and third-party verification agencies.

Reach out to us.

Bring value to your business.