Turn Gold Lending into a seamless and secure experience.
miFIN™ Gold Loan Platform digitizes and automates every stage of the gold loan lifecycle from valuation and disbursal to audits and auctions, with precision, transparency, and speed.
Secure, streamlined, and scalable. End-to-end Gold Loan Management
miFIN™ Gold Loan connects valuation, underwriting, disbursal, and audit processes through a unified digital ecosystem — reducing risk, improving accuracy, and accelerating lending cycles.
Aadhaar & PAN-Based Enrollment
Configurable Dedupe Module
Automated Authorization & Disbursal
Smart Renewal Module
Multiple Gold Valuations for Enhanced Fraud Control
Why lenders choose miFIN™ Gold Loan
Accelerated Loan Processing
Deliver faster in-branch and doorstep disbursals to delight customers and boost retention.
Comprehensive Fraud Prevention
Strengthen control through multi-point gold valuations and intelligent verification.
Tailored Schemes for Every Customer Segment
Design flexible repayment schemes aligned with borrower profiles and business goals.
Smart Renewals & Top-Ups
Simplify renewals and part-payments to improve customer stickiness and portfolio profitability.
Robust Branch & Cash Controls
Manage branch-level cash flow and inter-branch transfers securely and efficiently.
Audit & Auction Automation
Conduct detailed audits and manage jewellery auctions seamlessly with built-in transparency.
Here’s What We Bring to The Table
For Branch Teams
Simplify daily operations with guided workflows for valuation, verification, and disbursal.
For IT & Compliance
Maintain adherence to lending regulations with configurable controls and secure integrations
For Risk & Audit
Gain real-time visibility into transactions with cash, packet, and jewellery-level audits.
For Customers
Experience faster gold loan approvals, transparent processes, and trusted service delivery.
For Operations & Finance
Ensure smooth inter-branch transfers and complete control over cash handling and reconciliation.
For Management
Monitor performance, risk, and profitability through comprehensive business intelligence dashboards.
