Loan Journeys Don't Need To Be Long Journeys
miFIN Loan Origination System (LOS) transforms the way lending works. It combines intelligence, speed, and precision to deliver a seamless end-to-end loan journey—empowering financial institutions to act on opportunities faster while ensuring an exceptional customer experience.
What gives miFIN the edge
The best lending decisions happen when speed meets intelligence. miFIN LOS transforms your entire origination workflow. Be it pre-qualification, verification, underwriting, disbursement, we package it all in one seamless, automated experience.
It’s built for the complexity of modern lending but designed for the simplicity your team deserves. This is how lending evolves.
Intelligent Loan Recommendations
Query Management That Works
Risk Mitigation That’s One Step Ahead
Credit Assessment is a Breeze
Gain with miFIN LOS
Workflows That Flex With You
Design loan processing, approvals, and exceptions your way. Your business, your rules.
Verification that never misses the mark
Smart modules for income, assets, and documents — accuracy built into every step.
Integrations powered by innovations
With 75+ pre-integrated partners including credit bureaus, e-sign, e-NACH, and everything in between, simplify your loan origination journey.
Rules That Think Like You
Configure scoring and risk assessment once. Let the Business Rule Engine handle the rest with consistent decisions without frauds and compliance irregularities.
Smart decisions. Faster Evaluations.
From deduplication to ratio analysis — credit assessment that thinks faster than you do.
Compliance to confidence
With automated audit trails and regulatory reporting, stay compliant without the headache.
Here’s what we bring to the table
Your Workflows. Your Way
Define separate workflows for separate products, because one size never fits all.
Seamless Support for All Loan Variants
Handle multi-party loans, multiple disbursements, and cancellations without breaking stride.
Comprehensive Product Support
Supports Retail and SME products, letting institutions manage diverse lending needs seamlessly
Built to handle every loan variant
Equated, tranche-based, bullet, structured, with or without moratorium, we handle it all the way and at every step.
Sanctions That Think
Multi-level sanctioning with underwriting matrix that adapts to your risk appetite.
Dates That Actually Work
Support multiple cycle dates because real lending doesn’t follow calendars.
Charges That Make Sense
Comprehensive and flexible charging with GST handling that just works.
Authority Where It Belongs
Track exceptions through authority-based deviation management — control without chaos.
We’ve Got The Trust and The Numbers
